Whether you're investing in vacation rentals, multi-family properties, or single-family homes, we have DSCR programs tailored to your strategy.
Each property type has unique income characteristics. Our DSCR programs are designed to work with how your specific investment generates cash flow.
Short-term rental financing for Airbnb, VRBO, and seasonal properties. Qualify based on projected rental income.
Finance duplexes, triplexes, and fourplexes. Multiple income streams help you qualify with stronger DSCR ratios.
Traditional long-term rental properties. The most common DSCR loan type for building passive income.
Your property type directly affects how lenders calculate your Debt Service Coverage Ratio. Different properties generate income in different ways, and our programs are designed to capture that accurately.
Vacation rentals can use projected short-term rental income based on comparable properties and platform data from Airbnb and VRBO.
Multi-family properties benefit from multiple income streams — if one unit is vacant, the others still contribute to your DSCR.
Single-family rentals typically use market rent from an appraisal or existing lease to determine qualifying income.
Tell us about your investment property and a loan advisor will help you find the right DSCR program.
Or call 800.778.9044 to speak with Carlos and our DSCR team.
