Calculate your annual return on the actual cash you invest. A key metric for comparing investment opportunities.
Cash-on-Cash Return (CoC) measures your annual pre-tax cash flow as a percentage of the total cash you invested:
CoC Return = (Annual Cash Flow ÷ Total Cash Invested) × 100
Total Cash Invested includes your down payment, closing costs, and any immediate repairs or improvements.
Strong Return
8%+
Moderate Return
5-8%
Low Return
<5%